Joseph Mier & Associates is available for your FHA loans

Rest assured that Joseph Mier & Associates is an FHA-certified appraisal firm in LA. Joseph Mier & Associates is qualified and approved to do appraisals for FHA secured financial transactions. Part of the continuing training our staff at Joseph Mier & Associates completes deals strictly with decoding the FHA's documentation and their rules and procedures.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

An FHA loan is backed by the Federal Housing Administration, a federal organization that is a part of the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan capital to borrowers, rather, it provides lenders with protection with mortgage insurance in case the borrower does not pay his or her loan obligations. Low-income and moderate-income borrowers benefit from an FHA-secured financial transaction; the point of the Federal Housing Administration is to assist credit-worthy potential buyers to meet expectations and qualifications for lenders that they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are incredibly useful to those purchasers with less available funding.